For free and confidential legal advice about this topic, please contact us here.
In most cases, you will not have to pay for any damage caused by a car accident that happened at work, but this depends on a few things. First, it can make a difference if you are an employee, or a contractor. See our page on Independent Contractors to learn about the differences between a contractor and an employee. If you are still unsure, contact us here for free advice.
For employees:
In most cases, your employer will be responsible for paying for any damage if you were driving for work and the accident was your fault. This is called ‘vicarious liability’. But you will generally be responsible if:
If your employer is telling you that you must pay for the damage, or has deducted money from your pay, contact us here for free legal advice.
For independent contractors
If you are a contractor and driving a company car for, or at work, and you cause a car crash, the employer who contracted you may still be responsible – except in situations that involved serious or wilful misconduct, such as drink driving, or you were not driving for work purposes at the time.
In most cases, for employees and independent contractors, if you were driving for work and you were not driving recklessly or under the influence, then your boss will still be responsible for the damage – and can usually claim through their own insurer. You may still have to make a claim through your own insurer too. This can be confusing, so we encourage you to contact us here for free legal advice.
If the accident was the other driver’s fault, either they, or their insurer, will pay for repairs and other costs. If you have been hit by someone and they DON’T have insurance, then your employer can generally make a claim with their own insurer if they have what is called ‘Comprehensive Insurance’. In almost all cases, you won’t have to pay anything.
If your employer or the other driver is telling you that you must pay for the damage, or there is a dispute about whose fault it was, contact us here for free legal advice.
There are different types of compensation available for car accidents at work. Contact us here for free advice about what compensation may be available in your situation.
Workers’ compensation | Motor injury compensation |
If you were injured in a car crash on work business, you can make a claim for workers’ compensation, as the vehicle was your workplace at the time.
WorkSafe Tasmania has provided a guide on how to do this: How to make a workers compensation claim. If the injury was caused through serious and wilful misconduct (e.g., drink driving), or it didn’t occur in the course of work, you may not be eligible for workers compensation. |
The Tasmanian government has a ‘no fault’ insurance scheme through the Motor Accidents Insurance Board (MAIB). When Tasmanian motorists pay their vehicle registration, they also pay something called CTP (Compulsory Third Party) insurance premium, which means every Tasmanian who is driving a registered car and injured in a car accident can receive money to help pay for medical treatment, like ambulances, hospital visits and temporary loss of income allowance.
For information on how to claim, see How to make a claim. This claim must be made within 12 months of the accident. This compensation is for injuries only – not damage to the car. For more information on compensation for car accidents generally, see our page on Car Accidents and Crashes in Tasmania. |
Generally, in Tasmania employers aren’t responsible for a car accident you cause on your way to or from work, even if you’re in a work car. There are some exceptions to this, for example you may be able to make a Workers Compensation claim if you were driving between home and work but then your boss called and asked you to make a detour for work purposes (e.g., to pick up materials on your way to work).
If you have been in a car crash on your way to or from work and want to know who is responsible, contact us here for free and confidential legal advice.
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